From Fearful to Funded: What I Tell Every New Private Lender
From Fearful to Funded: What I Tell Every New Private Lender By Brant Phillips, Houston Capital Group Let’s talk about something that holds a lot of people back from ever doing their first private lending deal: Fear. Fear of losing money.Fear of a deal going sideways.Fear of not knowing what you’re doing. I get it. […]
Rising Rental Demand Is Good News for Private Lenders???
Rising Rental Demand Is Good News for Private Lenders??? By Brant Phillips, Houston Capital Group If you’ve been paying attention to the market lately, you know this:Buying a home has become harder for the average person. Rates are up, affordability is down, and more people are saying: “I’ll just rent.” In fact, Fannie Mae recently […]
Why Wall Street Won’t Tell You About This
Why Wall Street Won’t Tell You About This By Brant Phillips, Houston Capital Group Let me ask you a simple question: Has your banker or financial advisor ever suggested loaning your money to a real estate investor as a private lender—secured by real estate and often earning returns well above market averages?Yeah… probably not. But […]
Fixed Returns vs. Speculation
Fixed Returns vs. Speculation By Brant Phillips, Houston Capital Group There’s a big difference between investing and gambling—and unfortunately, a lot of what’s being pitched today falls into the second category. High-risk funds. Startups. Crypto. “Alternative” assets with no real cash flow, no collateral, and no clear exit. They might promise big upside, but what […]
Private Lender 101: Doing Your First Lending Deal
Private Lender 101: Doing Your First Lending Deal By Brant Phillips, Houston Capital Group So, you’re thinking about becoming a private lender? First off—great decision.Private lending is one of the most powerful, predictable, and passive ways to grow your wealth—without becoming a landlord, flipper, or dealing with Wall Street’s emotional rollercoaster. That said, your first […]
Alternative Investing: How Private Mortgage Lending Stacks Up
Alternative Investing: How Private Mortgage Lending Stacks Up By Brant Phillips, Houston Capital Group Let’s be real—traditional investing just isn’t cutting it anymore. Between the stock market’s wild swings, inflation chewing up CD returns, and uncertainty across the board, more and more people are starting to explore alternative investments. And honestly? It’s about time. But […]
Why We Invest In Mobile Home Parks
Why We Invest In Mobile Home Parks A contrarian approach to wealth-building through affordable housing Too many investors today are chasing the same shiny objects. From volatile stocks to speculative crypto plays, we’ve seen what happens when markets get overcrowded and emotionally driven. Bitcoin dropped over 50% in recent cycles. Major stock indices have tumbled […]
Introducing PRIP: The Passive Retirement Income Plan
Introducing PRIP: The Passive Retirement Income Plan To your financial freedom, A Smarter Way to Build Consistent Income (Without Wall Street) When you think about retirement, you probably picture travel, family time, freedom, and peace of mind.But the reality for many retirees and pre-retirees today is very different. ✅ Market volatility✅ Rising inflation✅ Low savings […]
The Texas Affordable Housing Market: What Private Lenders Should Know in 2025
The Texas Affordable Housing Market: What Private Lenders Should Know in 2025 By Brant Phillips, Houston Capital Group If you’ve been following the economy or the real estate market in any way lately, you know one thing’s for sure: we’re not in the same market we were 2–3 years ago. But here’s the truth—that’s not […]
Private Lending: Your Financial Anchor in a Turbulent Market
Private Lending: Your Financial Anchor in a Turbulent Market Let’s be real—watching the stock market these days feels like riding a roller coaster blindfolded. One day it’s up, the next it’s plummeting, and your hard-earned money is caught in the chaos. If you’re tired of the unpredictability and looking for a more stable, tangible way to grow […]