Vivian:
One thing you said stood out — you used the word “guarantee.” And that hit me hard because in real estate school, every instructor warned us never to use that word. But you said something like:

“I’ve always honored my word with my lenders. No matter how a deal performs, I’ve never let a lender down.”

You didn’t say all the deals were perfect — but you said you delivered on every agreement with your lenders. That meant a lot to me.

Brant:
Yes — and I appreciate you pointing that out. You’re right, I don’t go around guaranteeing returns because that’s not allowed and it’s not wise. But I do offer something most investors don’t: a personal guarantee.

If a lender loans money to my LLC, I sign a personal guarantee that says: if something goes wrong, you can come after me personally — not just the company. That’s because I believe in honoring my word. And not every borrower will do that.

I’ve had mentors who’ve said, “I don’t need to offer a personal guarantee. My track record speaks for itself.” But to me, that’s the wrong attitude. I think the borrower should stand by their word — and I always will.